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Budget-Friendly Inventory & Financing

Cars Under $20,000

Quality pre-owned sedans, vans, and compact cars inspected for safety and reliability. Every vehicle qualifies for AutoFlex Capital low-rate financing with monthly payments as low as $199/month.

150-Point Certified Inspection
7-Day Money-Back Guarantee
Instant Loan Pre-Approval

Verified Vehicles, Trucks & Equipment

Showing all vehicles, cargo vans, work trucks, and farm tractors available for purchase and financing.

15 Vehicles Available
2018 Toyota Corolla LE Under $20K Best Seller Clean Title

2018 Toyota Corolla LE

Cash Price $17,995
AutoFlex Capital Loan $229/mo
62,000 miles
Gasoline (38 MPG)
Automatic
Inspected & Passed

A reliable, ultra fuel-efficient compact sedan featuring Toyota Safety Sense, pristine interior, and remarkably low maintenance cost. Clean title and fully inspected.

2017 Honda Civic EX Under $20K Top Pick Clean Title

2017 Honda Civic EX

Cash Price $18,450
AutoFlex Capital Loan $236/mo
55,200 miles
Gasoline (40 MPG)
CVT Automatic
Inspected & Passed

Sporty styling, crisp handling, and premium cabin technology. Features power moonroof, Apple CarPlay/Android Auto integration, and alloy wheels.

2019 Hyundai Elantra SEL Lowest Mileage Under $20K Clean Title

2019 Hyundai Elantra SEL

Cash Price $16,880
AutoFlex Capital Loan $215/mo
40,500 miles
Gasoline (38 MPG)
Automatic
Inspected & Passed

Modern design with low miles. Excellent comfort, responsive touchscreen infotainment, blind-spot monitoring, and forward collision avoidance.

2017 Ford Fusion SE Spacious Family Sedan Clean Title

2017 Ford Fusion SE

Cash Price $17,200
AutoFlex Capital Loan $219/mo
58,900 miles
Gasoline (34 MPG)
6-Speed Automatic
Inspected & Passed

Roomy midsize sedan with quiet cabin, smooth turbo ride, power driver seat, dual-zone climate control, and SYNC 3 infotainment.

2018 Nissan Sentra SV Budget Value Leader Clean Title

2018 Nissan Sentra SV

Cash Price $15,950
AutoFlex Capital Loan $199/mo
49,000 miles
Gasoline (37 MPG)
Xtronic CVT
Inspected & Passed

Outstanding value under $16K! Spacious interior with great rear-seat legroom, intelligent key with push-button start, and dual-zone climate control.

2016 BMW 3 Series 328i Luxury Under $20K Clean Title

2016 BMW 3 Series 328i

Cash Price $19,800
AutoFlex Capital Loan $255/mo
68,000 miles
Gasoline (35 MPG)
8-Speed Sport Automatic
Inspected & Passed

Luxury and performance within budget. Features leather upholstery, navigation, iDrive infotainment system, memory seats, and dynamic driving modes.

2016 Nissan NV200 SV Commercial Compact Van Clean Title

2016 Nissan NV200 SV

Cash Price $16,750
AutoFlex Capital Loan $212/mo
78,000 miles
Gasoline (26 MPG)
Xtronic CVT
Inspected & Passed

Nimble urban cargo van with easy parking and generous cargo volume. Sliding dual doors and 180-degree rear cargo access.

2014 Ram ProMaster City High Payload Work Van Clean Title

2014 Ram ProMaster City

Cash Price $18,950
AutoFlex Capital Loan $242/mo
95,000 miles
Gasoline (28 MPG)
9-Speed Automatic
Inspected & Passed

Exceptional payload capacity, best-in-class cargo width, and 9-speed automatic transmission for maximum workday productivity.

2015 Ford Transit Cargo Van Heavy Duty Cargo Van Clean Title

2015 Ford Transit Cargo Van

Cash Price $19,500
AutoFlex Capital Loan $249/mo
105,000 miles
Diesel (22 MPG)
6-Speed Automatic
Inspected & Passed

Full-size commercial cargo van built for serious business. High ceiling, durable diesel powertrain, and massive cargo space.

2022 John Deere 5075E 4WD Utility Tractor Agricultural & Utility Tractor Clean Title

2022 John Deere 5075E 4WD Utility Tractor

Cash Price $19,850
AutoFlex Capital Loan $259/mo
320 Operating Hours
Diesel (540 PTO)
PowerReverser 12F/12R
Inspected & Passed

Heavy-duty 4WD utility tractor with quick-attach front loader bucket, ideal for farming, landscaping, and site work. Low operating hours and 100% inspected.

2021 Kubota M7-171 Deluxe Tractor with Loader & Backhoe Commercial Farm Tractor + Backhoe Clean Title

2021 Kubota M7-171 Deluxe Tractor with Loader & Backhoe

Cash Price $29,500
AutoFlex Capital Loan $379/mo
580 Operating Hours
Diesel (170 HP)
KVT Variable Transmission
Inspected & Passed

Heavy commercial-grade agricultural tractor equipped with both a heavy-duty front loader and rear excavator backhoe arm. Air-conditioned enclosed deluxe cab.

2021 Ford F-250 Super Duty Lariat 4x4 Crew Cab Heavy-Duty 4x4 Work Truck Clean Title

2021 Ford F-250 Super Duty Lariat 4x4 Crew Cab

Cash Price $28,900
AutoFlex Capital Loan $365/mo
42,000 miles
Diesel (PowerStroke Turbo)
10-Speed TorqShift Automatic
Inspected & Passed

Unstoppable towing capability and premium comfort. Equipped with FX4 Off-Road package, leather heated seating, trailer brake controller, and spray-in bedliner.

2020 Freightliner M2 106 26ft Commercial Box Truck Bigger Truck • Commercial Box Truck Clean Title

2020 Freightliner M2 106 26ft Commercial Box Truck

Cash Price $34,900
AutoFlex Capital Loan $445/mo
86,000 miles
Diesel (Cummins Turbo)
Allison 2500 RDS Automatic
Inspected & Passed

Commercial dry freight hauler with 26-foot Morgan body and heavy-duty 3,000 lb Maxon hydraulic liftgate. Under-CDL 26,000 lbs GVWR for easy fleet operation.

2019 Peterbilt 579 Heavy Duty Commercial Semi-Tractor Bigger Truck • Commercial Semi Clean Title

2019 Peterbilt 579 Heavy Duty Commercial Semi-Tractor

Cash Price $38,500
AutoFlex Capital Loan $495/mo
145,000 miles
Diesel (PACCAR MX-13)
Eaton Fuller 10-Speed
Inspected & Passed

Heavy-duty commercial semi-truck hauler ready for regional and long-haul freight transport. Tandem axle 6x4, air-ride suspension, and aerodynamic sleeper cab.

2020 Mercedes-Benz Sprinter 2500 High-Roof Cargo Van High-Roof Commercial Van Clean Title

2020 Mercedes-Benz Sprinter 2500 High-Roof Cargo Van

Cash Price $27,800
AutoFlex Capital Loan $349/mo
61,000 miles
Diesel (V6 BlueTEC)
7-Speed 7G-TRONIC Automatic
Inspected & Passed

The premier commercial cargo van with standing walk-in interior height, long 170" wheelbase, wood cargo floor, partition, and Mercedes-Benz active safety.

Why Buy Under $20,000 with AutoFlex Capital?

We make buying and financing pre-owned vehicles transparent, affordable, and stress-free.

150-Point Safety Check

Every vehicle undergoes thorough mechanical, electrical, and cosmetic testing before being listed.

Flexible Low APR Financing

Low down payments and terms up to 72 months tailored to fit your monthly budget, even with imperfect credit.

7-Day Return Guarantee

Drive with peace of mind. If the vehicle doesn't suit your needs, return or exchange it within 7 days.

Have Questions About a Vehicle or Loan Approval?

Our dedicated customer care loan officers are available to assist you 7 days a week.